Debt Advice

There are times when the SPBF or indeed any charity is unable to assist with officers and staff with financial problems alone.  The SPBF is not a debt management scheme or able to provide individual financial advice.

We advise our members struggling with debt to seek specialist advice regarding their finances. In particular we urge them not to use popular cash advance services that charge extortionate interest rates but instead seek assistance through Employee Assistance Schemes, Citizens Advice Bureaux, The Police Credit Union or professional Debt advisors.

The Police Service has a more sympathetic and enlightened approach to debt than it once had and we can help point you in the right direction if you get in touch with us (in confidence). 

You may also wish to use the Advice Direct website supported by the Scottish Government 

Scottish Advice Direct Website 

Or visit one of the following 

Scottish Police Credit Union

Debt Arrangement Scheme

Debt Advisory Centre (Scotland)